Burt,
The decision to upgrade from PSP to PS is not always an easy one. From a financial standpoint, Photoshop costs about $500 more then PSP.
Photoshop is more powerful then Paint Shop Pro is. It can do more. But do you need the "more". If you are getting what you need from PSP, then I do not think there is a reason to upgrade.
What I suggest is that you read the Photoshop tutorials on this site along with other sites tutorials to see if the things demonstrated are things you would like to do. If so, then you might want to upgrade.
http://www.htmlcenter.com/tutorials/...type=photoshop
BTW, I have been using PSP since it was on one disk that I got at a fair back in around 1996! It was great even then
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Thanks,
Allen